Do you have a finished product, growth potential, and your first customers – but lack capital? EIFO can be your risk-willing partner. We exist to support entrepreneurship and know that the first steps are the hardest. We are happy to take them together with you.
We offer loans, guarantees, and advisory services.
Loans and Guarantees
EIFO can provide loans directly to your startup or offer guarantees by sharing the risk with your bank, enabling you to realize your growth ambitions.
Match Loans
If you already have an investor on board (business angel, venture fund, etc.), a match loan can be a strong solution. EIFO matches your investor’s contribution on a 1:1 basis as a loan – without requiring you to give up equity.
Equity Financing
If your business idea is innovative and scalable with global potential and international ambitions, EIFO can invest through equity. We take a long-term and patient approach when entering into investment partnerships.
If you have started a company with clear growth potential but find that financing is difficult to obtain on standard terms, EIFO may be exactly the helping hand that takes your ideas to the next level.
Many startups have a finished product, their first customers, and ambitious plans. Nevertheless, it can be difficult to secure bank financing due to a lack of track record, key figures, or collateral. This is where EIFO can help bring your ambitions to life.
Have a startup with a scalable business concept
Have investors, e.g. a business angel, but lack supplementary capital
Need financing for development, market maturation, or scaling
Experience bank hesitation due to a short track record or limited collateral
EIFO offers financing tailored to the conditions of entrepreneurs. This may be loans directly from EIFO or financing in collaboration with your bank, where EIFO assumes part of the risk.
EIFO always participates alongside other financing sources as part of an overall solution. This means your business must be able to stand on its own – but not necessarily alone.
We do not assess your financials alone; we also consider potential. Here you can read about our criteria for financing and investments.
Your company must be creditworthy.
Your company must contribute to economic growth in Denmark.
Startups must, as a minimum, have completed their first sales to customers.
Your business must operate in an environmentally and socially responsible manner.
Depending on the product EIFO provides, your company must qualify as an SME or a small mid-cap under the EU definitions.
EIFO’s financing solutions are always structured in cooperation with other financing partners.
Management: A competent team with ambition and the drive to succeed.
Market: An international market or global niche where the company can establish a strong position.
Innovation: A high level of innovation in products, services, business model, distribution, etc.
Business Model: Economically scalable in both sales and production.
Environment and Ethics: Responsible conduct in accordance with internationally agreed principles for socially, environmentally, and economically sustainable development.
Business Plan: A clear and well-defined business plan.
Returns and Exit: Returns must correspond to the investment risk and be supported by a realistic exit plan for EIFO.
The European life science venture fund Sofinnova Partners has just closed a new bio- and medtech investment fund totalling 650 million euro.
