Match Loan

Are you considering investing in a startup? Or are you the founder of a startup that needs financing to reach the next stage? With EIFO’s Match Loan, you can access risk‑willing capital tailored to early-stage, innovative growth companies.

Financing for early-stage startups

A Match Loan is a financing option for early-stage startups that have received an investment from an investor. An investor can be an individual private person, such as a business angel investing their own capital, but it can also be a family office, syndicates, or smaller fund managers such as early-stage venture capital funds or commercial foundations.

How do you obtain a Match Loan?

More entrepreneurs need to become growth success stories in Denmark, and this often requires risk‑willing capital from external investors. To obtain a Match Loan, it is a prerequisite that your company has already received an investment from an investor.

With the Match Loan, EIFO can match your investor’s investment 1:1 with a loan. In practice, this means that for every krone your investor invests in the company, EIFO provides one additional krone in financing. This gives you twice as much capital to develop your business, without you as a founder having to give up equity.

Criteria for the Match Loan

There are a number of criteria that must be met before a company can apply for a Match Loan from EIFO. To obtain a Match Loan from EIFO, your company must:

be registered in Denmark and have a business model with a Danish base
have an innovative business model that can be scaled
be in an early stage, i.e. have generated revenue of less than DKK 3 million (accumulated over its entire lifetime based on published annual accounts)
be a relatively newly established company that is engaged in new development, meaning that your company must not have taken over assets from an existing company

FAQ

In the boxes below, you can find answers to the most frequently asked questions about the Match Loan.

What are the benefits of a Match Loan?

The benefits of a Match Loan include increased capital for growth, which can help your company develop products, hire employees, and scale the business. The Match Loan is also EIFO’s earliest financing solution. Another advantage is that the Match Loan does not require you as a business owner to give up equity, as the loan matches investments from private investors without requiring shares in the company.

How long does it take to get a Match Loan approved?

In general, you can expect a processing time of approximately one month. However, this may vary depending on the complexity of your application and how quickly you are able to provide the required information.

Can I apply for multiple Match Loans?

Yes, it is possible to apply for multiple Match Loans, as long as each application meets EIFO’s criteria and you have secured new investments from private investors for each application.

Which investors can EIFO match?

EIFO can match investments from a wide range of private investors, including business angels, syndicates, smaller professional fund managers, etc., who are willing to invest in your company.

Can a business angel be approved for the Match Loan?

As a general rule, approval for the Match Loan is handled on an ad hoc basis. However, if you are a business angel with a substantial pipeline and a clear investment strategy, it may be possible to obtain approval as a business angel in connection with the application for your first investment case.

Application process

To apply for a Match Loan, you must complete the application form via the green button below and upload it together with a documentation package listed in the application form. The completed and signed application form must be submitted via the website under “Apply here”.

The portal is also used for other applications, and you will therefore be asked to upload material that is not relevant for a Match Loan. The relevant material can be uploaded in the drop field. You can find the required supplementary material for the application here

Download the application form

Questions regarding the process?

If you have questions regarding the application process, you are always welcome to contact the team at [email protected].